Masanobu Hirasawa

EXPERIENCE SUMMARY Extensive experience in owe origination, warehousing, securitization, market-making and risk of exposure management industries. Demonstrated success in developing new melodic phrasees, expanding thickening base, controlling costs and improving favorableness. Highly-skilled in a full spectrum of mortgage-backed functions, including gross revenue/ art, risk management, investment analysis, client presentations, cash flow assumeing and act analysis.OBJECTIVE believe management position supervising mortgage-backed properties division.EXPERIENCETOKYO STAR BANK, LTD., Tokyo, japan Mar 2006-PresentGeneral Manager, blood line Strategy & CoordinationBegan the first private mortgage conduit in Japan. Created third-party origination ( letter writer lending) and securitization program during my first eight months. Identified unique emerging market opportunities in Japan and founded program to provide specialized long-term financing survive in the mortgage banking ind ustry. Developed and launched innovative business concept to place under-served niche market and integrated new model with existing franchise.Created owe Banking & Conduit in Corporate Finance Group and recruited professionals to underwrite, purchase and accumulate mortgage assets for re-packaging.Developed and launched two new loan products on time, including prime ARMs & crossing ARMs and prime piggyback seconds (onto the Japanese conforming loan, Flat 35), which have been well received in the primary market.Established exceptional correspondent relationships with major mortgage lenders, such as SBI Mortgage, Toshiba Housing Loan, Mortgage work of Japan, Family Life Service and Yuryo Housing Loan. Successfully funded 2 billion languish in new loans in 10 months.Directed the across-the-board project to gain and implement a streamlined origination process.Led the team to execute any documentations for acquisitions and resolved critical legal issues including Bank Agency Law.D eveloped determine methodologies, optimized profitability and controlled budget.Oversaw underwriting guidelines and maintained the quality of acquired assets.Led the project team to create loan databases, which enabled the Bank to readily off-balance its assets.SHINSEI BANK, LTD., Tokyo, Japan Feb 2002-Mar 2006Manager, Capital Markets DivisionDirected the team managing risks of the divisions conduit businesses, including mortgage loans and securitized loan portfolio. Created and reported detailed P&L, including key items like positions, circumvent mark-to-markets and funding costs. Played a key role in getting residential mortgage loans from the secondary market and established a mortgage-banking computer program such as SBI Mortgage, Shinsei Property Finance and Rakuten Mortgage.Independently managed the divisions portfolio, worth over 1 trillion pine away in market value, and hedged its interest rate and prepayment risks primarily using swaps, caps and swap options.Instrume ntal in evolution assets from 20 billion hurt to over 1 trillion yen in 3 years. Achieved 20% annual net increase in investment income during that time.Developed a complete cash flow pricing model using INTEX and MIAC analytics to successfully acquire over 2 trillion yen of mortgage portfolios from regional banks.Set up and implemented secondary marketing functions for quint mortgage correspondents, which added 15 billion yen new originations to the mortgage conduit annually.Created business plans, budgets and forecasting and made presentations to investment committees.Successfully managed a team of three pricing and risk management professionals and oversaw numerous loan database projects.MERRILL LYNCH JAPAN CO., LTD., Tokyo, Japan Sep 2000-Aug 2001Assistant Vice President, MBS/ABS Trading and SyndicationTrader and marketer of global securitized products for Japanese and Asia-Pacific investors. Managed trading books by way of hedging trading positions and prepared a cursory off ering sheet with market comments and data. Attended sales meetings on a regular basis and extensive client management.Executed trades on U.S. pass-throughs, CMO and credit banknote and auto loan ABS with a volume in excess of $1 billion for the year 2000-2001.NOMURA SECURITIES INTERNATIONAL, INC., reinvigorated York, NY July 1998-August 2000Assistant Vice President, MBS ResearchResearch analyst for the U.S. residential MBS markets and back up traders and sales force in assessing relative value, documenting trade strategies and generating investment ideas. on a regular basis wrote commentaries on market events, prepayment speeds and housing indices.HSBC SECURITIES, INC., New York, NY Jan 1998-Jun 1998Associate, Mortgage-Backed ResearchThe firm closed pass its mortgage business in 2/98. Moved to Nomura Securities along with my supervisor.BLACKROCK, INC., New York, NY Dec 1996-Jan 1998Analyst, Portfolio AdministrationLiaised with accounting agents of the firms institutional clients , participated in reconciliation with custodians and monitored portfolio compliance with investment guidelines and regulatory parameters. Worked as an intern between 12/96-4/97.EducationCOLUMBIA UNIVERSITY, New York, NYM.A., Statistics, 1996STATE UNIVERSITY OF NEW YORK, BINGHAMTON, Binghamton, NYB.A., Mathematics, 1994Professional LicensesNASD Series 7 & 63 and JASD Level 1 & 2