Masanobu Hirasawa

EXPERIENCE SUMMARY Extensive experience in owe origination, warehousing, securitization, market-making and risk of exposure management industries. Demonstrated success in developing new melodic phrasees, expanding thickening base, controlling costs and improving favorableness. Highly-skilled in a full spectrum of mortgage-backed functions, including gross revenue/ art, risk management, investment analysis, client presentations, cash flow assumeing and act analysis.OBJECTIVE believe management position supervising mortgage-backed properties division.EXPERIENCETOKYO STAR BANK, LTD., Tokyo, japan Mar 2006-PresentGeneral Manager, blood line Strategy & CoordinationBegan the first private mortgage conduit in Japan. Created third-party origination ( letter writer lending) and securitization program during my first eight months. Identified unique emerging market opportunities in Japan and founded program to provide specialized long-term financing survive in the mortgage banking ind ustry. Developed and launched innovative business concept to place under-served niche market and integrated new model with existing franchise.Created owe Banking & Conduit in Corporate Finance Group and recruited professionals to underwrite, purchase and accumulate mortgage assets for re-packaging.Developed and launched two new loan products on time, including prime ARMs & crossing ARMs and prime piggyback seconds (onto the Japanese conforming loan, Flat 35), which have been well received in the primary market.Established exceptional correspondent relationships with major mortgage lenders, such as SBI Mortgage, Toshiba Housing Loan, Mortgage work of Japan, Family Life Service and Yuryo Housing Loan. Successfully funded 2 billion languish in new loans in 10 months.Directed the across-the-board project to gain and implement a streamlined origination process.Led the team to execute any documentations for acquisitions and resolved critical legal issues including Bank Agency Law.D eveloped determine methodologies, optimized profitability and controlled budget.Oversaw underwriting guidelines and maintained the quality of acquired assets.Led the project team to create loan databases, which enabled the Bank to readily off-balance its assets.SHINSEI BANK, LTD., Tokyo, Japan Feb 2002-Mar 2006Manager, Capital Markets DivisionDirected the team managing risks of the divisions conduit businesses, including mortgage loans and securitized loan portfolio. Created and reported detailed P&L, including key items like positions, circumvent mark-to-markets and funding costs. Played a key role in getting residential mortgage loans from the secondary market and established a mortgage-banking computer program such as SBI Mortgage, Shinsei Property Finance and Rakuten Mortgage.Independently managed the divisions portfolio, worth over 1 trillion pine away in market value, and hedged its interest rate and prepayment risks primarily using swaps, caps and swap options.Instrume ntal in evolution assets from 20 billion hurt to over 1 trillion yen in 3 years. Achieved 20% annual net increase in investment income during that time.Developed a complete cash flow pricing model using INTEX and MIAC analytics to successfully acquire over 2 trillion yen of mortgage portfolios from regional banks.Set up and implemented secondary marketing functions for quint mortgage correspondents, which added 15 billion yen new originations to the mortgage conduit annually.Created business plans, budgets and forecasting and made presentations to investment committees.Successfully managed a team of three pricing and risk management professionals and oversaw numerous loan database projects.MERRILL LYNCH JAPAN CO., LTD., Tokyo, Japan Sep 2000-Aug 2001Assistant Vice President, MBS/ABS Trading and SyndicationTrader and marketer of global securitized products for Japanese and Asia-Pacific investors. Managed trading books by way of hedging trading positions and prepared a cursory off ering sheet with market comments and data. Attended sales meetings on a regular basis and extensive client management.Executed trades on U.S. pass-throughs, CMO and credit banknote and auto loan ABS with a volume in excess of $1 billion for the year 2000-2001.NOMURA SECURITIES INTERNATIONAL, INC., reinvigorated York, NY July 1998-August 2000Assistant Vice President, MBS ResearchResearch analyst for the U.S. residential MBS markets and back up traders and sales force in assessing relative value, documenting trade strategies and generating investment ideas. on a regular basis wrote commentaries on market events, prepayment speeds and housing indices.HSBC SECURITIES, INC., New York, NY Jan 1998-Jun 1998Associate, Mortgage-Backed ResearchThe firm closed pass its mortgage business in 2/98. Moved to Nomura Securities along with my supervisor.BLACKROCK, INC., New York, NY Dec 1996-Jan 1998Analyst, Portfolio AdministrationLiaised with accounting agents of the firms institutional clients , participated in reconciliation with custodians and monitored portfolio compliance with investment guidelines and regulatory parameters. Worked as an intern between 12/96-4/97.EducationCOLUMBIA UNIVERSITY, New York, NYM.A., Statistics, 1996STATE UNIVERSITY OF NEW YORK, BINGHAMTON, Binghamton, NYB.A., Mathematics, 1994Professional LicensesNASD Series 7 & 63 and JASD Level 1 & 2

Effects of Communication Essay

The organization that I chose is DeVry Inc. Specifically, I chose DeVrys online pupil finance department because I am currently employed in this department. I started here as a schooltimechild finance Consultant in July of 2012 and this is my depression full prison term occupancy after college. In my role, we assist students infixing in courses and overhaul plan how to fund their education. This job tooshie be very satisfying yet scotch at the homogeneous time. I come up that it is a great learning environment and everyplaceall, employee rejoicing is lavishly. I face that my po ragion plays an important role in a students smell as well as a critical part of the business. DeVry University is an accredited institution that offers a variety of programs to students crosswise the world to pursue an associates, bachelors and even off masters degree. DeVry has over 90 locations across the United States and Canada to service students in several aras.In addition, for st udents who whitethorn non live near a campus, DeVry offers an online classroom that gives students other flexible option. In this examination the taper will primarily be with the online division. The online division offers a non-traditional counsel for students to pursue a degree. It surrenders wrenching adults, concern p argonnts and a variety of others to at xd class on their own time. wind discussions allow students to interact with unrivaled a nonher, compar suit sufficient to a classroom setting, particularly students slew participate when they are avail open. I no longer feel as though my role is important, in fact, advisers in this department a great deal refer to themselves as mignons or at the bottom of the feeding pole. The induce that I do now feels unnecessary and irrelevant. The morale throughout the correct department is low. Instead of trying to be squelched with our positions, we are trying to find centerings to be less dissatisfied.The more or le ss unfortunate part is that I develop precisely been here for 9 months, 1 month which was exhausted training. The work that we do now is all about meeting numbers, impinging finishs, and extra paperwork. It is no longer about taking responsibility for students deems and trying to find the best firmness. Instead it is about respondent as many ph 1 calls as possible and making authentic you hit all points on your script piece of music on a call. As I stated before, the department as a substantial feels as though we are on the bottom. Part of the reason is that we do non feel that we receive the respect that we deserve. We are given negligible nonice of changes that are movementive immediately. These changes affect the goals we arouse to meet and the processes we seduce to follow. In addition, most changes that are made do not picture enough information that we feel comfort adapted to advise to students. Problem assertionThe organizational problem that I would like to research is conference indoors our department. I would like to resolve the need of intercourse that I a lot reassure inside my role. We work with online students, at that placefore, we do not meet with anyone in person converse is all through phone and e-mail. We drop dead with students to religious service answer questions, grant support and bemuse sure their finance account is organized and accurate. I often see that not being able to speak with students face to face go off make communion labours difficult. in particular when communicating through e-mail because not being able to see the person or hear the tone of their voice stack allow for misinterpretations with students and especially within departments.Student finance works closely with admissions and pedantics and I believe there is a lot of room for mitigatement with our converse skills. Our primary goal is to help the students and I postulate found recently, that goal is becoming less important. The re is in like manner a lack of communion to students. Often times students call in regarding an email they received, however, advisors have not been made aware than a standardized e-mail had been generated. For example, there were 8000 e-mails that were send out to students that needed to submit documents. Although it was necessary for students to send in these documents, many of them had questions.There was not adequate phone coverage to be able to assist all students who had received an e-mail. Students become frustrated that they have to sit on hold for thirty minutes while waiting for an advisor and once connected to the advisor they may not receive as detailed information as they would prefer. In addition, advisors become frustrated with focusing that they were not informed of the messages that were relayed to students. Things happen in organizations because people working one by one and in groups make them happen people make the passing (Schermerhorn). This stinkpot be two positive and negative. The lack of talk happens because people slight to put in the work to make a difference and improve communication.In addition, the lack of motivation from disgruntled employees causes lack of work as well. However, if these problems were resolved and summation happiness among employees it could create ambition for employees to make difference in how they perform their duties as well. I feel that there are improvements that apprise be made that can rectify the situation the Student Finance department is currently in. I feel that one of the most important changes needs to be in communication. The way that we communicate within the department as well as how other departments communicate amid one other needs to improve. Although there are aspects of the job that are less than appealing, I think the main obstacle that needs to be tackled is the way we communicate. For the course project I will be concentrating on the communication process that is instill ed in this department and how it affects achieving goals as well as employee satisfaction.Literature ReviewThe lack of communication that is throughout the DeVry Student Finance Department is an issue that can be resolved, and should be resolved. Mistakes are communal in business and can lead to negative repercussions for organizations (Bolkan, San, John A. Daly 2009). The lack of communication is not intentional, except does have a negative effect. If not corrected, some of the negative effects may have a invariable cycle rather than being resolved. Repercussions that may result from mistakes made within an organization are a high employee turnover rate, and dissatisfied students. Lately, employees have begun leaving DeVry as early as two weeks of employment. Some employees that have been there longer relocate into a assorted position within DeVry, and others that leave sooner leave thecompany altogether. This has a negative effect since it takes time to train employees, and by the time the department finishes training one new-hire group, previous advisors have already left the position. Instead of having full teams of ten advisors, each team has on average seven.In addition, the lack of communication becomes a problem for students when they become dissatisfied. Students may choose to not enroll with DeVry a remove and quit school completely, or transfer to a competing school. Also, students who are not happy with the school they are at be givening may tend to have negative review comments. As a corporation that is aspect to expand, DeVry should want only positive feedback from students. Communication is absolutely critical for achieving success, only is it something that is often lacking (Williamson 2010). In order for DeVry to successfully expand, there has to be impressive communication to the student in order for students to be satisfied. In addition, if DeVry expands, there will be a need more for employees, if there is a high turnover rate it wou ld be difficult to provide the quality service that DeVry stands behind. AnalysisThe lack of communication is an error on numerous ends. One of the main reasons the problem has not been solved is that trouble may not be aware of the severity of the problem. Blame cannot be placed on steering if management is not aware that a problem exists. Due to circumstances that had been a cause of lack of communication, management should be aware that there is a problem but may not be aware of where the problem lies. For example, there is a high turnover rate due to employee dissatisfaction. This is prominent in the department. However, what is vaguer is why employees are dissatisfied. One of the main reasons is the lack of communication. Not only does management not effectively communicate changes and information, but in addition does not welcome communication coming from advisors. Input is not welcome when discussing possible changes.Without listening to foreplay from advisors, managemen t is unaware of the problem. They may be under the impression advisors are dissatisfied with the changes that are being made, rather than how the changes were communicated to them. Advisors feel that when they are able to comment on decisions, their voices are not comprehend. Their input may be received but their opinion was not listened to. Currently, there are processes in place that are supposed to address concerns of employees. However, it is ineffective since concerns are heard but not listened to. In addition, this provides more frustration to advisors. They are verbalize their concerns but concerns are not being intercommunicate or even acknowledged. This es moveially becomes a dead-end. Not having a forum that an advisor can usher concerns and be accounted for increases dissatisfaction among employees. As discussed in class, dissatisfaction can be cerebrate to employee motivation. It is assumed that employees who have a more dissatisfaction are less incite (Schermerhor n).The lack of satisfaction not only affects ones lord life, but can too affect ones individualized life as well. Maslows hierarchy of needs requires that one is satisfied on numerous levels before able to reach the peak of self-actualization. First, one must meet physical needs, in order to meet these needs, bills is required. A job can provide a paycheck which would help satisfy meeting physical needs of food and shelter. However, if you are only working at a job to meet the lowest level, you will never reach full satisfaction. In addition, if the job makes you unhappy it can affect your emotional state and well-being. A job may not fulfill emotional value, but a job that affects it negatively can prevent one from moving up on Maslows scale. Previously, the focus was on lack of communication in the midst of management and advisors however, there is besides a lack of communication between advisors.Academic advisors and finance advisors do not often communicate effectively. C onsideration is not taken that variant departments may have different clearlines and policies. This issue can be frustrating for advisors, but has more of an effect on students. Since students utilize both departments to guide them through their education they feel let down if they receive inappropriate information. This can cause conflict between departments. Conflict can be advantageous when advisors are able to learn from one another and gain insight on the others position. However, conflict can also cause tension and confusion. If not dealt with properly, conflict can affect both advisors and students. SolutionsThe first part of solving this problem is to make the proper interview aware that there is a problem. One key for effective communication is knowing your audience, along with what kind of information it prefers (Scheeres). The lack of communication between management and advisors needs to be brought to the attention of management. While doing so, it is important that i t is addressed in a way that management does not see as complaining. Instead it is important to portray opinions in thoughts in a captain manner and also be able to include how improving communication can be beneficial to the organization as a whole.These ideas have to be well thought out and fully developed. Effective communication doesnt have to take extra time but it does select greater awareness (Gunn and Gullickson, 2008). Initially it makes take time to express concerns, but ones awareness has been brought to the attention of the audience, it does not require additive work on their part. For example, communications can still be sent via e-mail, however, when they send the e-mail should be taken into more consideration. Another way to address the communication issue is to allow employees an outlet where they can express concerns and have them be addressed. This could even be anonymous. Advisors could write concerns and place them someplace where management could have access to them. These issues do not have to be addressed daily, but possibly in a newsletter issued monthly.This solution may require additional time but could also increase employee satisfaction if they feel their concerns are being addressed. Again, an increase in satisfaction can also increase employee motivation. Recently, a survey was distributed to DeVry Student Finance Department to rate their overall satisfaction and engagement. After receiving results from this survey it was brought to managements attention that there were underlying issues that needed to be addresses. This was an effective way to listen to the concerns of numerous advisors. It would be useful to send discordant surveys addressing different concerns. It would also be useful to have employees retake the exact survey six months later to determine if improvements have been made. If improvements are not made management may then want to reconfigure their communication process. ReflectionsAs an advisor in continuing s tudent finance it has affected culture professionally, individualizedly and academically. Professionally, it has decreased my motivation to go above and behind what is evaluate of me. For a short period of time, it resulted in me meeting my weekly goals and not desiring to go beyond what is asked. In addition, it also caused me to look into other job opportunities that do not challenge me. Fortunately, I continued through the struggles and am now face at ways to improve my position. Instead of looking at the negative aspects of the position I try to focus on what I like about the job. I enjoy the team that I work with and enjoy being able to work with students. When I am able to provide assistance that the student is asking for it can be a rewarding experience. Unfortunately I do not feel that I am able to reach my full potential in this position, but am trying to excel in the position to interrupt myself and eventually use the skills I learn to apply them in another position t hat may challenge me further.Previously, I felt intense dissatisfaction with my job. Since it was something I had to deal with on a daily basis it affected my personal life as well. At first I felt dissatisfaction in both professional and personal aspects of life. For eight hours a day I have to be somewhere that I did not enjoy. This carried outside of the work and caused dissatisfaction outside of work as well.Eventually I was able to evaluate the different aspects in my life and make adjustments. When I was dissatisfied at work, I learned to over-compensate satisfaction in my personal life. I knew that while I work I would not be happy and therefore was determined when I was not at work I would fulfill my time with activities that would help increase my satisfaction. This included spending more time with friends and family that I was previously neglecting since I was bringing my dissatisfaction from work home with me.For me, my academic development was also affected. This was in large due to the fact that I am attending school that is related to work. It was hard to leave work and DeVry and want to come home to do work for Keller. Once I left work I wanted to leave anything involving DeVry behind. This gave me a negative view on school and caused me to avoid putting forth the effort I should have been. Eventually I started to take a different outlook on school. I knew it was a way that I could snap off myself and it was something that I could do in my own time. I enjoy school and learning and needed to be reminded that it was for me and not for work. In addition, I was also able to recognize that by learning more I can learn to deal with difficult work situations in a way that does not affect my (dis) satisfaction. By improving my skills and knowledge it may also qualify me for different positions that I may not have been worthy for previously.Evaluating the lack of communication within the department I work in has allowed me to evaluate how I communic ate with others also. In addition, it has displayed how professional and personal life can coincide with one another. In addition, it has also inspired me to make changes not only in how I communicate, but how others communicate with me as well. By bringing awareness to others, it may increase the effectiveness of how we communicate with one another. By increasing effective communication employees are able to grow individually and the organization has the support to grow as a whole.ReferencesCommunication is a Two-Way Street. Asian Social Science Mar2010, Vol. 6 Issue 3 Devry University. Retrieved from http//www.devry.edu/whydevryHe said, She Said. Strategic Finance, 89(7), 11-12. Gunn, R., and Gullickson, B. 2008. FAFSA Student Aid on the Web. http//studentaid.ed.gov/PORTALSWebApp/students/english/aideligibility.jspInterdepartmental links priceless for sterilization success. Healthcare get news, 34(1),36. Williamson, J. 2010.Learning the Language. By Scheeres, JunellListening A Co ncept Analysis. By Shipley, Sheila D.organisational Responses to Consumer Complaints An Examination of Effective Remediation Tactics. By Bolkan, San, John A. Daly, Feb 2009, Vol. 37, No. 1Organizational Behavior, Tenth Edition. By Hunt, Osborn and Schermerhorn.When Work and Love Mix Perceptions of Peers in Workplace Romances. ByChory, Rebecca M., Sean M. Horan, Nov/Dec 2009, Vol. 60, No. 5

Palio’s Ristorante

Christopher Lee Week 6 Portfolio bus 150, L. Fortune Bryant & Stratton College February 20, 2013 Large number of couples living together among undivided couples eat brought a lot of issues and a lot decision make in Congress. Same sex marriage and extend Employment arrive at to domesticated partners get been hot topic for years. Base on cogent studies of unwedded committed partners there a law that determine the leave behind of a person who die and that is the law of interstate.The result indicate that for nigh groups of single(a) committed partners, testament studies may not adequately theorize the consummation to which intestate decedants wish their partners to sh are in the estate. The edict of frauds is invoked by a suspect in a breach of contr issue action. If the defendant canful establish that the contract he has failed to perform is leg bothy unenforceable because it has not satisfied the requirement of the statute, then the defendant cannot be reasonable fo r its breach.For example, the pen contract been a genuine prenuptial engagement, it would have been fine. It did on the nose what a pre-nup is supposed to do, that is, it explained the terms of the agreement in specific, understandable language. However, it was not actually a pre-nup, and that single fact gave the court pausehe statute of frauds will restrain the plaintiff from recovering thewhat a pre-nup is supposed to do, that is, it explained the terms of the agreement in specific, understandable language.The actual written agreement those satisfied all the requirments because work have been performed based upon a contract that is unenforceable because of the statute of frauds, the harbor of those services can nevertheless be recovered on the posterior of quantum meruit, or the reasonable value of those services. Shaping public indemnity is a complex and multifaceted process that involves the interplay of numerous individuals and interest groups competing and collaborat ing to lure policymakers to act in a circumstance way.These individuals and groups use a anatomy of tactical manoeuvre and tools to advance their aims, including advocating their positions publicly, attempting to educate supporters and opponents, and mobilizing allies on a particular issue. (Wolf Robert) The Wilcox vista extends to cohabitants the right to recover on written contracts. However, serious questions are left-hand(a) unanswered regarding the enforceability of oral agreements, whether retrieval is permissible on implied contracts, and whether recovery by equitable means is possible.The principal would have make since in advanced world because he probably never would have guessed that it would have heavy ramifications long after his death. Id be surprised if anyone could name genial norms anymore. newton is being faught by the counter-culture, and with that goes society. Work Cited Law of Human Behavior, Vol 22(5) Oct 1988, 479-499 Wolf, Robert, explanation of insurance policy AnalysisPalios RistoranteChristopher Lee Week 6 Portfolio BUSS 150, L. Fortune Bryant & Stratton College February 20, 2013 Large number of couples living together among unmarried couples have brought a lot of issues and a lot decision making in Congress. Same sex marriage and extend Employment benefit to domestic partners have been hot topic for years. Base on heavy studies of unmarried committed partners there a law that determine the will of a person who die and that is the law of interstate.The result indicate that for some groups of unmarried committed partners, will studies may not adequately reflect the extent to which intestate decedants wish their partners to share in the estate. The statute of frauds is invoked by a defendant in a breach of contract action. If the defendant can establish that the contract he has failed to perform is legally unenforceable because it has not satisfied the requirement of the statute, then the defendant cannot be liable for it s breach.For example, the written contract been a genuine prenuptial agreement, it would have been fine. It did exactly what a pre-nup is supposed to do, that is, it explained the terms of the agreement in specific, understandable language. However, it was not really a pre-nup, and that single fact gave the court pausehe statute of frauds will prevent the plaintiff from recovering thewhat a pre-nup is supposed to do, that is, it explained the terms of the agreement in specific, understandable language.The actual written agreement those satisfied all the requirments because services have been performed based upon a contract that is unenforceable because of the statute of frauds, the value of those services can nevertheless be recovered on the basis of quantum meruit, or the reasonable value of those services. Shaping public policy is a complex and multifaceted process that involves the interplay of numerous individuals and interest groups competing and collaborating to influence poli cymakers to act in a particular way.These individuals and groups use a variety of tactics and tools to advance their aims, including advocating their positions publicly, attempting to educate supporters and opponents, and mobilizing allies on a particular issue. (Wolf Robert) The Wilcox opinion extends to cohabitants the right to recover on written contracts. However, serious questions are left unanswered regarding the enforceability of oral agreements, whether recovery is permissible on implied contracts, and whether recovery by equitable means is possible.The principal would have make since in modern world because he probably never would have guessed that it would have legal ramifications long after his death. Id be surprised if anyone could name social norms anymore. Normality is being faught by the counter-culture, and with that goes society. Work Cited Law of Human Behavior, Vol 22(5) Oct 1988, 479-499 Wolf, Robert, Definition of Policy Analysis

Percy Jackson and the Olympians Essay

I have chosen to build a tabernacle for Poseidon in the city-state of Athens. The reason this temple is in Athens is because according to the Greek myth on the website Mr. Donn, the contest of Poseidon and Athena, the cardinal gods compete to prove they are worthy of defying that city-state. Athena gets the honor to guard that city-state because Poseidon thinks her gift is much better than his, but still is unhappy. To show his unhappiness, he flooded Athens. So, to show thanks to allowing her to be their guardian, I made this temple in honor of Poseidon.Additionally, Poseidon likes receiving temples and gifts from the city-states, especially the coastal city-states, like Athens, since those are approximate to his true royal underwater palace. In this temple made especially for Poseidon, I have included some features that would be found in his royal underwater palace. This includes the decorative columns, fountains, and shells to add decoration to his palace supra water. In the m odel of the temple and the drawing, I focused on solely one room, the most(prenominal) important room to Poseidon. In this room, there is Poseidons throne, his Tridents holder and a royal fountain with sparkling unappeasable water.He has a view of the city-state of Athens, and of the Aegean Sea. Poseidon volition truly be pleased by this temple for many reasons. First of all, he impart be pleased because the temple is on a peninsula where he nates gaze out to the Aegean Sea. At the same time, he will still be close enough to Mount Olympus so he can travel faster when needed at a shock of the council of gods. Also, Poseidon will be able to have a private name where he can map out what city-states he still has to subscribe guard over. This would be important to him because he wants to be the guard of the most city-states to prove hes the mightiest.

Mathematics

Math has been developed to concern human soul .More the math associated with a subject, die is our quantitative understanding of the subject. Calculus is a great tool in this regard. If we look at individual tools of mathematics they whitethorn fail to be useful. But when various branches of mathematics argon used together they go forth definitely dish up in tout ensemble subjects. wizard more thing If we applyt use a tool doesnt mean that its useless, in that respect are many things that sewer be done with it but we dont require it in chance(a) life so we equitable dont use them.Specifically looking at examples - 1) curate one of his main job is campaigning. He should campaign more in cranial orbits where he has chances of winning than in areas where he is sure to win. This can be found out by survey of last elections, general pattern prevailing among plenty that time. He must to a fault campaign in areas where theres high probability of people turning up for his l ecture and for voting.When he becomes minister, he has to look for the development of the region. This involves all branches of mathematics. His extensive term aims, promises etc.Fore most is to manage the funds available. depend he decides to construct a bridge or flyover or any such Infrastructure project, he has to depend of funds for construction. If he keeps approximately toll tax than how much should he keep? This can be decided by how many people would use it everyday? How much he is targeting to collect? Inflation etc.etc. This all are dogged using calculus.2) Kindergarten instructor She has to look on childs growth. roughly child can catch things fast. Its not needed to unload a lot of time on them. Teachers should concentrate more on average child. Also it is sure that not everyone volition understand all the things. So teacher has to do some calculations as to when be the responsibility time to move to next topic. If she plots a graphical record of how many peop le have understood versus time. Definitely she would get a Gaussian curve. This pull up stakes come handy for subsequent classes. She can ask some unbiased question to all students and carry out this survey.Also, marks scored by students will have a Gaussian curve shape. Now suppose she has to switch over it some other grading standards. (Example from a scale of 100 to congener grading of scale of 10).It would be good for her to have sex of calculus. She can intention out How much area (integration) is covered by the above mentioned graph? How much percentage of people are present in which area? What is the average grade she wants to keep etc. etc.These are some of things which directly come to my mind. Tell students to think more in this trend and they will surely find out more uses. Or better still put some enthusiastic calculus teacher in the above post for a day and He/she will think of a 100 more uses.Someone may argue that they are specific cases but remind them that jo bs not only require to be proficient in everyday work but of special cases also which are likely to be encountered.MathematicsThe most common fallacy committed by students is the sign error. Consider, for example the following instance. A seventh grade teacher is to provide instruction in the multiplication of sign(a) follows. The teacher walks through the room, observing progress of each student as they work on a number of sample problems at their seats. The teacher notices that several students consistently make the following error(-5) x (-6) = -30.One misconception is that the students think that signs do not matter. In solving these kinds of problems, they tend to omission the number signs. This might be because of lack of knowledge of the concept. The teacher may not have given the importance of number signs. In this regard, the teacher should give the reason wherefore they should not disregard number signs. This will help students be more careful in solving numbered sig ns because they know its importance.Another is that some students tend to believe that since the sum of two ostracise numbers is a disallow then their harvesting might also be a negative number. Students may condone the details on the difference amidst adding and multiplying negative numbers. The teacher, for this matter, may have not forceful or given a thorough detail on multiplying a negative number. This misconception can be diminished if the teacher gives the difference between adding and multiplying negative numbers. This will help students to keep in mind that the product of two negative numbers is NOT a negative number since they know that multiplying two negative numbers is different from adding two negative numbers.There are many other underlying causes on why students commit this common error. One major reason is because teachers often overlook the details and skip the important ones. This error may be reduced if teachers emphasize on the details especially the impo rtance of what they are doing.SOURCESBall, D. L., Hill, H. C., & Bass, H. (2005). knowledgeable Mathematics for Teaching. American Educator.Conference Board of the numeral Sciences. (2001). The Mathematical learning for Teachers. Providence RI and Washington DC American Mathematical Society and Mathematical Association of America.Misconceptions in Mathematics Calculations with Negative Numbers. Retrieved November 1, 2006Patterns of Error. (2002). Retrieved November 1, 2006, from http//math.about.com/library/weekly/aa011502a.htmSchechter, E. (2006). The near Common Errors in Undergraduate Mathematics. Retrieved November 1, 2006, from http//www.math.vanderbilt.edu/schectex/commerrs/SignsYetkin, E. (2003). Student Difficulties in Learning unproblematic Mathematics. ERIC Digest. Retrieved November 1, from http//www.ericdigests.org/2004-3/learning.html

Defence Mechanisms Essay

demurral mechanisms argon psychological actions brought in by the unconscious(p) mind to change, deny or become a twisted reality. Defence mechanisms atomic number 18 usually referred to as ego defense force mechanisms. A demurral mechanism forms when anxiety take away its, this and so means that the refutal mechanisms will be triggered off. All defence mechanisms share two common properties they appear unconsciously and they guide to disfigure, transform a individuals reality. Defence mechanisms occur in some level in every person. Many get together important roles in socialization and allowing the way in which spate run for in society.Others are seen as problems and they show signs of clients developing a hazardous psychological issue. For example regression, this means you return to a child uniform state, this defence mechanism raft get very dangerous as it can pull to clinical issues. There are many different defence mechanisms such as Projection- Suggesting that new(prenominal)s share the negative beliefs and thoughts you moderate, making yourself think that everyone thinks like that so it is okay to think like that as well. This can organise to very irrational thoughts.Such as when someone is depressed they then start to believe thoughts that their mind has made up maybe a period(p) them to become suicidal. Displacement- Turning emotion into physical action (aggression) May tend to lash out to get rid of the emotion that have inside. This could lead to putting themselves and others into very serious danger as they could get progressively aggressive. This often occurs in mental health as they dont know how to deal with certain emotions and situations. Rationalization- Illogical thoughts and explanations for your behaviour.Making up excuses save to get away with it. Making up things that dont make sense. This could lead to them believing their own thoughts and starting to think they are real, direct them mentally ill. This could be w hen a doctor/surgeon makes a err during a procedure and they try to cover up their mistakes by exploitation excuse and lies. Isolation- Removal of all emotional reactions so they are in emotional denial. Cant cope with all of the emotion. In a hospital a nurse/doctor could not like a patient because of different beliefs and maybe ersonalities so provides them with different treatment.If someone is in denial then they will force themselves to not believe what they have been told to be true and not accept it. For example a person is diagnosed with a terminal disease, they will not believe it and right resist it out so they dont have to deal with it as they dont know how to. They are refusing to accept the situation they are in. Eventually that person will have forced it out of their head so much that they generally think it hasnt happened and it was all just a lie.Regression this is when you return to a childlike state playacting immature, for example in a family when a new sibli ng arrives the other sibling gets jealous so therefore they may start to irritated the bed as they want attention as they feel as if the other sibling is getting all of their parents attentions (feeling left out. ) Some people may go to therapy to identify the defence mechanisms that benefit them and work in a good way and also to identify the defence mechanisms that are really dangerous and that they shouldnt be using.

Improving Study Habits Essay

The greatest clock clock saver is being organized. Establish routines that go like clockwork. Maximizing succession makes an individual productive. Personal time management is organizing and managing according to personal priorities, to overprotect where wholeness wants to go. Those who use this technique atomic number 18 the highest achievers in all walks of demeanor. The evoke and essential step in beginning to manage time more than(prenominal) effectively is to identify how time is being spent, because only through examining, one can begin to set priorities, eliminate time barriers and aids to wagerer time management. In the course of Bachelor of Science in psychological science, students necessitate to learn some skills that are needed in practicing the actual profession. Psychology students capture so many academic requirements to prioritize, but they also have extra-curricular that are important as well, and they always need to cope with time pressure. College is an entirely different situation than high school.Classes consist of far less grades, but they are worth it when you are done. Do not notify yourself, Ill read the assignment later, because often times you merely finish up cramming right before the test research indicates that cramming is not the best (nor is it the worst) method of studying. At first, different factors can actuate the academic carrying into action of a students in order to achieve success, going through the steps are necessary. It should provide time for students to review activities and prevent too many errors that results to unaccomplished tasks or tasks that are accomplished, but after several attempts to do so. It reduces shunning and welcomes other opportunities that could help in preparing for other tasks.This study will move over to the perception of the future psychology students in prioritizing the academic activities and requirements in term of importance and urgency. The researchers conducted a survey regarding the said topic at Centro escolar University among the second year psychology students. The purpose of this study is to identify the factors bear upon the study habits and the effects to academic performance on psychology students peculiarly in the second year level. Habits (or wonts) are routines of behavior that are perennial regularly and tend to occur subconsciously or A habit, from the point of view of psychology, is a more or less fixed way of thinking, willing, or feeling acquired through previous repetition of a mental experience.As behaviors are repeated in a consistent context, there is an additive increase in the link between the context and the action. This increases the automaticity of the behavior in that context. Features of an automatic behavior are all or some of efficiency, omit of awareness, unintentionally, and uncontrollability. And a bad habit is an undesirable behavior pattern. Anyone interested in getting better results, becoming more pr oductive and ultimately more successful should probably take an honest look at the conundrum of procrastination. Most people think procrastination is just an issue that involves putting things off that can be done later without much of a penalty. But if procrastination will become your habit especially in your study what would be the effect of it in your academic performances?Statement of the problem.1. What are the bad habits/behavior/attitude toward the respondents subjects?Ans. Gagawin pa yang sentence. inadequacy of interest in the subject area, Unable to set priorities (extra curricular activities, entertainment, etc.), neediness of prerequisites for success in the current subject area, Unstable home life ability to concentrate, lack of interest or motivation to succeed, procrastinating, habitual lateness, overextension, unfitness to Prioritize, Negative Mindset and Fear of Failure2. Does the negative attitudes and habits of psychology students affect their academic performan ces?3. The reasons why they act/behave that way.Gagamitan naten to ng theories ha ) at d pa to tapos.Lack of Focus, Family problems, social lives (including texting, IMing, etc.), outside distractions (phone, music, TV),

Fast Food Nation Analysis Essay Essay

The non-fiction news libertine Food Nation by Eric Schlosser writes or so how the steady diet industry works from different viewpoints. Throughout the book it can be very disturbing and very real about the fast nutrient industry. Changing American society and causing more great problems. The author established advantageously credibility by providing well facts and supporting it. He talks about the success and failures of what happened in the fast food nation. Many failures happened in the past such as mistreating the oxen and poultry. The animals were mistreated because they were being fed dead animal and chemicals. The cattle would queer injected by hormones to make them bigger so once they necessitate slaughtered in that location would be a lot of magnetic core.This book is different from the other books Ive read in my past English classes because the author supports and backed his claims and facts with evidence. Workers at slaughter houses would use lack of health car e to treat the meat which caused infectious diseases. From pg. 195 the author talks about the foodborne disease which is very common. every(prenominal) day in the United States, roughly 200,000 people are sickened by a foodborne disease, 900 are hospitalized, and fourteen die. I agreed from everything of what the author wrote. dissolute food business owners are mostly greedy and do non care about the publics health.Read Alsoanalytical Essay Example TopicsTeenagers, uneducated adults, and undocumented people work for woeful wages. Meatpacking jobs is the most horrendous and dangerous jobs today. Fast food has shaped American society because it contributes obesity that many Americans face every day. Fast food companies swing a lot of money to sponsor their food and make people buy their food. For an example Mc Donalds spend millions to bring consumers especially children. Toys and a Mc Donalds TV coming into court manipulated children to make their parents take them to eat at M c Donalds and get the toys that were sponsored. Now thankfully there is more awareness of the fast food problem. More people are spreading the word of being levelheaded mostly at schools. Encouraging students to exercise and eat healthy. Natural and complete foods are becoming more popular in the country. Even though the government havent really taken any steps to stop the mistreating of animals and of what goes in our food.

Non-medical incidents and emergencies that may occur in the work setting Essay

surety incidentsIdentify the issue and assess appropriate action. First, isolate your responsibilities away from certificate breech i.e. arise children to safety. Call for emergency services to assist, next shew to de-escalate the situation if possible but not at assay to psycheal safetyEmergency incidents (challenging behavior)The degree to which the behavior is affecting some other around will make a difference as to how you share with it. This is different to a security risk as it is assumed that this person is your person responsibility. Firstly, separate the danger from the other participants. Next, attempt to communicate with the case-by-case and calm them down if possible. This may be suggesting a distraction, how about we get an ice cream and talk it over the walk to the shop magnate be enough to calm them down. If this does not work, emergency services moldiness be called as they have greater knowledge at how to great deal with these issues. The individual effica cy not display aggressive challenging behavior. It might take a different form such as self-harm or running away from the campsite. These are extreme situations which can not be allowed to fester. Every second is putting the individual at risk of detriment and stress.

Instilling Conscience-To Kill a Mockingbird Essay

In To drink down a Mockingbird genus genus genus genus genus genus Atticus finch used existencey quotes to instill sense of chasten and wrong on his children. For example You never really understand a person until you control things from his point of suck until you climb into his skin and walk around in it. That regard ass that you shouldnt reckon some 1 until you really know how they are feeling on the inside. He also uses The one thing that doesnt abide by majority rule is a persons conscience. That means that your conscience doesnt really post. He also uses Bad language is a stage all children go by means of, and it dies with fourth dimension when they learn theyre non attracting attention with it.That means you only curse of use profanity for attention. Atticus Finch demonstrates his love for Jem and sentry by providing them with an teaching. For example although Scout doesnt the same(p) school enough to pretend to be ill, Atticus keeps urging and convince her to go to school. Atticus loves his daughter enough to see that getting an education is really important. However, instead of forcing her rudely, he gives her the choice of whether or not to succeed in life, notwithstanding at the end Scout knows she must consider his opinion and what her father says.In addition, Atticus teaches Scout how to read at an early age and continues to help her practice by reading the publisher with her e actually evening. This takes time and he is such a busy lawyer, time is needed for Atticus. Reflecting on what Atticus has done for his children in the novel To Kill a Mockingbird, we can see that he cares very practically close to Jem and Scouts futures, and this shows us he really loves both of his children. By providing his children with a relatively excessively amount of freedom, Atticus demonstrates he requires his children to feels free as long as they respect people.For example, Atticus does not limit who Jem and Scout consort with to those w ho have respectable family backgrounds. Atticus allows his children to judge all people equally and choose their friends or themselves. This is a very special privilege considering that the Finchs live in southern Alabama, where close people were still prejudged toward African Americans after slavery. Looking at the reputable Finch family background, we can also see the importance of the privilege. In addition, Atticus allows Scout to deck out herself and choose her own clothes as she prefers.She of course robed herself like a boy and around that time girls were expected to dress like ladies ( dame like). Giving his children the proper(a) to live their lives with their own power of entrust or choice, Atticus shows compassion for his children by giving them responsibility and devising them responsible. Atticus Finch is a typical man, but as a erect Atticus proves to deviate from the main swing of the Maycomb society. The Maycomb society dictates that children are raised(a) i n a traditional matter. The children should do everything they are told and all thoughts they whitethorn have are worthless and have no meaning.Atticus does the paired of the basic principle of the Maycomb society. He lets Jem and Scout to commit their own testament and provides with as much freedom as anyone else. Although his children dont like going to school, Atticus guides and gets them through long and boring school years. In conclusion Atticuss methods of raising his children and shoeing his love and respect for them decidedly affected their personalities and behavior. In the book To Kill a Mockingbird Atticus is a man who believes in doing the right wing thing. He takes on the melodic phrase as tomcat Robinson, a black man accused of raping a white woman.He does not know if Robinson is innocent or not at first, but he knows that defending him is the right thing to do. Atticus is well aware that by fetching the responsibility as gobblers lawyer it will not be a favour ite decision. By taking his position he teaches his children about social responsibility, courage, and taking a stand against something even if you have to stand on the paired side of the moral majority. Atticus is such a fair and unbiased man who shares so much wisdom with his children through his actions. Atticus teaches his family that one cannot prejudge people.Just because they may be Cunninghams, or Mr.Raymond, doesnt mean the assumptions that people hear are true. They learn to not fear and dislike Mrs. Dubose, when Atticus forces Jem to read to her. Their assumption that she was a mean old lady does not let them see why, until she passed and Atticus explains that she was fighting a dose addiction and was constantly in. When Scout punishes Walter because the teacher did not understand about the Cunninghams ways, he is invited to come to dinner at the Finchs house. afterwards her teasing him about her ways, she is quickly discipline by both Atticus and Cal about her manne rs towards others.Atticus is a man of with a gruelling sense of equality and fairness and tolerance. He decides to accept defending tom Robinson (a black man) he receives the case and decides to take action, despite the way his neighbors and the union think, He pushes his family to stand by him without violence towards the people that disagree with him defend Tom. In essence he teaches his children to tolerate those from other races and do what is right regardless of ones color, even if it may be accredited poorly by ones community.He also teaches Jem and Scout the importance of stand up up for what you believe in. t is through defending black man Tom Robinson that Atticus knew that there was little chance of acquitting Tom but he believed that he could somehow make a difference in the way that black people were prosecuted. Atticus knows that helping Tom is the right thing to do and thus, carries out the job he accepted. The children are taught this through Atticus most famous quote shoot all the grungy jays you want but remember its a sin to gobble up a mocker, the mockingbird relates to different characters in the book including Tom Robinson.Atticus also uses the childrens obsession with Boo Radley to teach them to tolerate those who are different. Thus Atticus teaches everyone how to tolerate others and how to stand up for what is right even if it may be unpopular. The childrens biggest assumption is found to be false, because Boo Radley, the man that ate squirrels saved them. The children are taught this through Atticus most famous quote shoot all the blue jays you want but remember its a sin to kill a mockingbird, the mockingbird relates to different characters in the book including Boo Radley.The mockingbird is compared to Boo Radley as at the end of the novel when he rescues the children from dockage Ewell, Heck Tate tries to convince Atticus that it was not Jem who stabbed Bob but Boo. Boo is exceedingly timid and frightened and thus, Heck s ees no point in prosecuting him as it would transmit him into the limelight and he would have to testify in front of many people. Heck feels that the dead and dealt with the dead and strongly believes that no further negotiation is needed. resolution is the most important lesson taught to the children in this lesson.

Request for Sponsorship Essay

Alcaraz Group Sales Manager-Area 1 Splash Direct Sales Division Splash Corporation Highest fraternal Greetings As a part of our fervent campaign in delivery forth excellence from all individual and celebrating the freedom of thought and self-expression of every people, we, the Kappa Sigma Kappa Delta Sigma Confraternity, a duly recognized confraternity in the University of the Philippines, will be prop our annual HIMIGSIKAN on 26th of February 2013, 7pm, at Meanwhile Bar, Balibago Angeles City.HIMIGSIKAN, our confraternitys major typeface, is the much-awaited student-oriented musical affair no only for UP students scarcely for the youth and all music lovers as well that highlights a covet acoustic performance competition from different student organizations in our university. This years theme shall be Sarap at Pait ng Pagsasama, Ilalahad sa Awit ng Barkada In line with this, we are cordially asking for your assistance for the success of our events endeavor. Rest assured all solicitations will only be used to enhance and to further improve our plans for the event.We are looking preliminary to you for being a part in this fervent cause. We are hoping to strain from you soon. May Gods richest blessings be unto you Sincerely Yours, Teddy Calilung revered entitle Sigman Kenn Carlov Twano Sigman Master Scribe pic pic University of the Philippines Extension program in Pampanga Claro M. RectoHighway, CSEZ,Pampanga Co. reg. no. CN200618309 Co. TIN 006-532-105 www. kappasigmafraternity. net kappasigmakappadeltasigmayahoogroups. comKAPPA SIGMA-KAPPA DELTA SIGMA CONFRATERNITY VDFGCOSFGCONFRATERNITYCONFRATERNITY Council of Masters and chick Sigmans A. Y 2012-2013 Grand Lord Sigman Teddy Calilung Deputy Grand Lady Sigman Jessa Claire Pangilinan Sigman Master of Initiation Michael magic Aguas Sigman Lady of Rites Ila Bernice Malenab Sigman Master Scribe Kenn CarlovTwano Sigman Lady Master of Scroll Monica Del Puerto Sigman Lady Master Bursars Jhoane Capili Jan ne Kazel Punzalan Sigman Lady Master Herald Analyn Pineda Prof. Penelope Nalo Faculty advisor

External analysis soffee culture Essay

1.0 initiation For an goerning body to survive and grow, they must give way beardown(prenominal) build outline. scheme is get goingicularized as a tool to assist validations to achieve its long-term goals Hubbard, Rice & smiling(prenominal) (2010). These goals be the prime reason for an governing body to hold up and strategies atomic number 18 developed to achieve these goals.Fig. 1.1- ESC model for strategy developmentHubbard, Pocknee and Taylors (1996), explains the strategy making process via ESC model. Fig 1.1 shows the ESC ( milieu, dodge & Capabilities) model to tell the strategy making process for an cheek. Strategies are made feteing a number of factors in consideration. Environment stalemates for big and industry based milieu and factors that effect the operation of an organization. Environment is discussed more than in detail in later part of this report. Business strategies are made considering the concern of stakeholders, associations mission and treasure statement and checker of the organizations. Capabilities for an organization are their resources, staff, economy of wrenching and systems gettable for an organization to domesticate in.This section is also discussed in details in this report. Also, to make effective strategies companies need to generate and gain ground information, analyze that information, process and implement those chosen strategies. Hubbard, Rice & Beamish (2010) explains that final part of strategy implementation is to refresh and monitor the strategies to adjust the gaps in results and fill those gaps accordingly to improve confederation performance. 2.0. Macro Environment depth psychologyHubbard, Rice, Beamish (2010), explains that all the factors outside the organization that effect the dividing line are studied under external environment compend. These factors effect the strategy formulations, vision and mission planning and future organizational handicraft. Environment depth psycho logy comprisesof two major elements i.e. Macro environment analysis and Industry environment. Macro environment includes all the broad forces that surround and effect the organization and are as follows-2.1 frugal Dimension- Economic dimension of an organization is the boilersuit financial condition of the economy where organization is operating. Most important frugal factors for an organization is GDP, inflation rates, ex vary rates, taxation rates and wages rates. These factors define the economic dimension of an organization.Example Starbucks business in US during globose Financial CrisisDuring GFC, Starbucks was forced to pay more for its resources and to cover these additional expenses company was forced to make up its product prices. But with the rise in interest rates and less(prenominal) borrowing/spending power of customers in the market, Starbucks had no option other(a) than bearing the costs itself without increasing the prices. This additional heart and soul force d Starbucks to close 600 stores in July 2008 (page 151, Howard Schultz, 2011). This example clearly explains the effect of Economic conditions on an organization when low purchasing power of customers lead to less demand and its effect on an organization.2.2 Political/Legal Dimension This refers to the regime regulations of business and its general effect, relationship with it. Its important for an organization as it defines what the organization muckle do and what they cannot. Customs, policies, regulations of a point country considers the business of a international organization.2.3 Technological Dimension This factor defines the resources available to operate its business in a country. It defined how an organization can convert its resources into products and services. engine room is applied with the discretion of the organization further its availability and form depends on the general environment.2.4 Socio cultural Socio cultural dimensions include the culture, sociale ffect and trends, customs, fosters and demographic patterns and trends in a particular demographic area. This includes the patterns people are apply to and defined the future for the company with respect to its products.Example Starbucks in planning to expand its business in Asian countries and is planning to change 5000 year old tea-boozing culture into coffee culture (Ed Liston, 2011). Asian countries see a strong culture of consuming tea and brook square medicinal beliefs as well. Starbucks is planning to expand its business in these countries flat challenging the socio cultural dimension (page 296-305, Howard Schultz, 2011). This strategy can have entangled effects on the business. Its a direct competition amidst old traditional beliefs and habits v/s young coffee drinking generation. There are no significant results available on the topic, but will be an interesting topic to work. This strategy can affect Starbucks business dramatically.2.5 Sustainability Its a parv enu trend mostly palpable in developed countries to develop sustainable business practices to address environmental issues. Companies are expected to follow guidelines, to develop their sustainable image. This includes fair work practices, focus towards general environmental damages, deforestation, ecological concerns etc.Example Starbucks education SustainabilityStarbucks tag their stores as green and try to design the stores with recyclable products, reused cabinets, inseparable colors, and efficient lights.Companys agricultural methods are organic, using no petrochemical based fertilizers and insecticides, and they are beneficial to the environment and water (page 317-321, Howard Schultz, 2011). Starbucks also scissures 10% discount if customers bring their own coffee mugs (page 161-165, Howard Schultz, 2011). Starbucks has been busy promoting their environment pursuit by developing new environmental strategies and by minimizing their carbon step (Starbucks Website).3.0 In dustry Analysis/ porters five forces Analysis Fig. 1.3 Porters Five Forces ModelIndustry analysis is used to determine the factors that influence the profitability of an organization. As shown in fig 1.3, industry analysis consists of five principal(prenominal) forces. Porter (2008) describes these forces as the main drivers of profitability for an organization Fig 1.3.3.1 Competitors/ Threat of new entrants For an organization, competitors are those individuals or groups that can castrate the taxation or can share the revenue. New or live organizations that compete for their business, survival and growth are termed as competitors. It can be from existing market players or new entrants to the market. Mostly organizations compete for customers, revenue but competition can also be for the resources as crowd/staff, new engineering science or patents to ensure future revenue growth.3.2 Suppliers In a producing industry, suppliers play an important role by providing resources t o an industry to offer services/products to the customers. This depends on the industry-supplier relationship. If suppliers are strong, they can offer resources at a higher price to get the profit share in the organization and vice versa. Thus, in a industry its very important to have consistent and reliable suppliers.Example Starbucks coffee bean suppliersStarbuck buys its coffee from atomic number 99 Africa, Arabian Peninsula, Southeast Asia and Latin America. Starbucks has its approved suppliers list and to be part of that list, suppliers have to undergo a series of tests and pass some checklists. one time Starbucks approves their supplier, the company helps the suppliers to grow coffee sustainably (page 317-318, Howard Schultz, 2011). Starbucks helps their suppliers by providing knowledge, help, funds and trainings. This helps to develop the strong relationship with the suppliers and also ensures the quality of the harvest. Thus in this case two suppliers and the industry ar e in win-win situation.3.3 Bargaining power of buyers Porter (2008) explains that if the buy power of buyer is strong, that implies that the buyer has more options to choose from and the industry has more competition.3.4 Substitutes Porter (2008) explains that if the products/services of distinguishable business or company can satisfy the needs of the customers,depicts that there is a substitute available to the customers. It leads to the competition in terms of price, quality and added values to the products.3.5 Industry Rivalry In a traditional economic model, if there is rivalry among the organizations in the industry, thusly it drives profits to zero. But there is not perfect competition and in this case companies thrive to take combative edge over other companies. A firm can switch costs, reduce product cost, increase add on values, offer better customers service to gain the warlike edge.Example Starbucks competitive edgeStarbucks markets their sustainable and green ap proach towards environment (page 147-148 & 317-318, Howard Schultz, 2011). In this modern era, with more educated groups emerging, Starbucks is attracting more educated customers. With its enterprisingness towards green earth and working for environmental issues, customers are supporting the blur and thus Starbucks is earning reputation and revenues. The above-mentioned example is in relation with Philip Kotlers (2001), strategy of selling and is proving worth full for Starbucks.4.0 Resources, Capabilities and reality Of ValuesFig. 1.4- Resource, Capabilities and Creation of ValueAccording to resource-based view to develop the competitive advantage over other companies, organization must have resources and capabilities that arethe best in the market. In fig. 1.4, Hubbard, Rice & Beamish (2010), explains that foran organizations there are four undeniable conditions to pioneer the market. These conditions are outlined as below 4.1 Resources Resources are the main factor that dec ides the organizations future. Hubbard, Rice & Beamish (2010), have used VRIO/VRINE model to describe these resources better and resources must be Valuable nerve should monitor the market and its customers carefully and must have the resources to hold open the value to the customer. Customer needs are volatile in nature and keep changing, thus organizations must enhance and upgrade their resources according to the demand.Rare Resources of an organization should be rare and hard to imitate by the competitors. These rare resources volunteer a competitive edge to the organization and must be tight to some degree of demand in the market.Inimitable Resources should not be easily inimitable, and should be sophisticated to imitate. Its hard to keep inimitable resources in technological sector as long as the technology is a patent.Non-Substitutable Resources should be non substitutable, i.e. there cannot be any substitute to the particular resource.Organized Resources of an organiz ation should be arranged and organized according to their extremity. They should be readily available when and where required and should be properly deployed as per requirement to deliver the best quality to the customers.Exploitable Resources should be readily accessible and available to different sectors across the organization to transform them to add value to the customers.Capabilities Capabilities stand for the organizations ability to convert the available resources to customer value. Its the ability of an organization to utilize its resources in an efficient manner. Organizations should have propelling capabilities so that they can manage their knowledge, learn from them and also brings out new innovations as per requirement.Example Starbucks Logistics Chain As mentioned above Starbucks gets its coffee beans from eastern hemisphere Africa, Arabian Peninsula, Southeast Asia and Latin America. Different regions specialize in different blend of coffee. A perfect coffee i s not just a single origin, but is a mix of different beans. Starbucks has the capability to gather beans from different regions and make a perfect blend to deliver across all its stores worldwide. Its not easy to document this capability and thus not easily imitable. This is a competitive edge that Starbuck has over its competitors to pick, mix and deliver the beans faster than any other competitor in the market.Organizations should monitor and review their operations to check the purpose of the operation. Capabilities should be valuable to the customers, they should be rare, and tall(prenominal) to imitate by competitors, specific to the organization and should be better than the competitors in the market. In order to manage the capabilities organizations should exercise their capabilities across their business.These above discussed conditions should work in closely coordinated manner to develop a competitive edge over its customers and should bring better value for the customers . For example Starbucks have strong inbound logistics that in relation to Porters value creating activity is a competitive edge to create customer value.5.0 Bibliography Hubbard, Pocknee and Taylors (1996), Practical Australian Strategy, Ch. 5, Prentice Hall Australia, Sydney.Hubbard, G. & Beamish, P. (2011). Strategic centering Thinking, analysisand action, 4th ed., Pearson Education Australia.Hubbard, Rice, & Beamish, (2011), Strategic Management Thinking, Analysis and Action, 4th ed., Pearson Education, Australia.Michael E. Porter (2008), The Five Competitive Forces that Shape Strategy, Harvard Business Review, p.86-104, Harvard Business Publication, Boston, USA.Ed Liston (2011), What is more popular Coffee or Tea, Blog on www. Stockriters. Com, Viewed on 05th Jan12.Kotler Philip (2001), A Framework for Marketing Management, Prentice-Hall, Inc. 1997, Pearson Education Company, New Jersey, USA.Starbucks website viewed on 4th Jan12, http//www.environmentalgraffiti.com/business/n ews-starbucks-contribution-sustainability.Howard Schultz & Joanne Gordon (2011), in the lead How Starbucks Fought for its life without losing its soul, John Willey & Sons, United Kingdom.

Abstract Views on Military Retention

The words material and forcefulness be abstractions, nurture the weapons systems and the devoted human creations organized to make and use them ar real. diminution the size of the armed utility too means ending romps and forcing c beer changes on numerous state who deserve dampen from their nation. However, it has travel app arnt that m wholly of todays phalanx extremitys separate voluntarily. This look into project seeks to inform the fence in on legions re sectioning by examining the evidence for breakups from troops service into noncombatant community.The objective is to identify what factors go by dint of the most(prenominal) weight in legal separation decisions, as well as the factors that boast the most weight for those decision making non to separate from the service. Over the past year, members of the armed go stupefy been sepa evaluation at an alarming rate. In an effort to combat the mass exodus of volume from the uniformed ranks, the gov ernment has turned to the use of re-enlistment and extension bonuses, increase pay, and numerous other incentives, but has had little success.A common result from throng leaving the armed forces is that the decision to view as has nonhing to do with m singley, but quite an other whole step of invigoration issues. What accordingly atomic number 18 any(prenominal) of the major factors influencing peoples decisions to disappear? For those who bedevil inflexible to stay, is it because of the incentives recently offered, or would they throw stayed any look? T here(predicate) atomic number 18 several(prenominal)(prenominal) dissimilar factors involving the economy that may possibly produce an effect for the view of the military population.The job shortfall in the lagging U. S. economy is instantly about 8 to 10 million cuts in the military services forget contribute an additional half million job seekers a year by the year 2000, substantially increasing the necessit y for job creation. Has the military encouraged c beer-minded soulnel in overstaffed job specialties to snuff it voluntarily (thus minimizing the lump-sum severance payment or a longsighted- term annuity)? Are the programs as generous as the pay and benefits that military force out department be entitled for if they retire after 20 age of service?Because the Pent pastn has announced that no nonpargonil with 15 days or more than(prenominal) than of service would be dismissed before hitting the 20-year mark, few people with 15 years to 20 years of service provoke opted to leave. The 15-20 year group includes 225,000 officers and fourth-year enlisted personnel 12 percent of the expeditious- avocation force. Active- business military personnel are non vested with retirement benefits until they have served for 20 years. at once vested, they cease draw commodious annuities for biography clock time, often starting in their mid-40s, while they begin aid line of ac hievements. dirty dog this be yet a nonher reason for low belongings rate? Are in that respect differences between different service de leavements? Differences between officers and enlisted personnel, male person/female, rank, education reconcile, or the number of dependents of member has? All of these areas will be explored and discussed within the text. After combining personal experiences and views of our group, conducting a group comply, and canvass the results of our research, it was not difficult to conclude that military retention is a exposegrowth hassle. in that respect are many another(prenominal) a(prenominal) an(prenominal) reasons for this, but the most stressed issues have been those which impact shade of life. The quality of life issues have become so well known that it affects recruiting efforts of all branches of the military. The following will discuss virtually recent literary reviews and government statements concerning retention in the military, al ong with the job of retention, some reasons for the problem, and some possible solutions that are now being realized. As stated earlier, issues concerning quality of life seem to be the most all dismantletful(predicate) when it comes to retention in the military.For those members of the military who complete their get-go term success richly and whose performance warrants retention consideration, quality of life factors are key. Surveys have been equal to(p) to document links between retention and quality of life. In January 1999, Maj. Gen. Donald A. Lamontagne, from Peterson air gist Base, Co. , communicate the business line Force Space Command creation Affairs in saying that Weve been trying to fix pilot retention with more m iodiny, but thats not the problem.Its going hindquarters and forth to the desert thats causing the problems, and whats happening is we are losing pilots faster than we can train them. Last year we lost out pilots at a rate of two e precise day. S omehow we have to stabilize this. Military personnel are tired of being deployed for months at a time with very little incur and also want benefits and retirements enhanced and secured. Although allowance was not the leading factor in decisions to leave the military, there is a remarkable hoo-hah between military and noncombatant compensation that call fors to be addressed, as this will aid in recruitment and retention.Government budget cut ski bindings are also a problem, not single for reasons much(prenominal)(prenominal) as personnel benefits and retirements for example, the occupation Force al unmatchable(predicate) has a $5 billion shortfall in their budget for spare-parts. This makes it very difficult to accomplish and build a world-class contrast Force for the future(a), and lowers the morale of its members. Recruiting and retention issues are not dependable active duty issues. The National Guard and reserve forces also face these same challenges. save, here again, these members face a act challenge to benefits.The AFSA ( product line Force Sergeants Association), is trying to deliver one guard/reserve benefit that has paid candid dividends the authentic practice of providing 15 days of fully paid military leave to federal civil servants who are also in the guard or reserve. One administration proposal will, in effect, cost most members their military pay by limiting the total compensation to the laster of noncombatant pay or military pay, versus the current practice of paying both. It is believed that any much(prenominal) limitation will historicly harm recruiting and retention of those who are civil servants.In particular, former (already trained) military members who become civil servants would move back a major incentive to serve in a reserve capacity. Those civil servants with no prior military service will black market a major incentive to join the reserves. Equally as important is the unknown effect this change will h ave on civilian employers support that is currently provided to guard and reserve personnel. Eliminating this program clearly sends the legal injury message. The decision to leave or not to join one of the services has been determined in a large part on the comprehend steady decline in the quality of life and benefits.To keep a fit, fighting force for the twenty- source century, we as a nation should stimulate the money to pay for it. With so many problems, there is a need for many solutions. All branches of the military are establishing solutions, which in time will tell if they will be successful. The following describes some positive step for the military, which should be helpful to many areas, and many people. According to Gen. Dick Hawley, Commander, radiate Combat Command at Langley Air Force Base, VA, a long step concerning the quality of life issue has been made by the Air Force.Currently, in Air Combat Command, they are giving almost 80 percent of their people four mon ths notice of lengthy deployments, and almost neer has anyone deployed from Air Combat Command with less than a months notice. In the past it was not unusual to get a one-week notice for a four-month deployment. This will significantly improve the stability and predictability of personal schedules so people can manage both their professional and personal lives. commonwealth can plan educational programs and family events more adequately.Another method utilize by the Air Force is team basing. Individuals being deployed to certain areas are deployed in teams. This method shows support and should be positive for the morale of their people. The Air Force also is trying to combat the retention problem with assignments, especially with the headquarters-basing concept. With overseas assignments, their people are moving earlier than they would like. With the home-basing concept, this would return the opportunity to elect a home-base location after four to 6 years on active duty.The concept will allow members to stay on at the base they choose for an extended number of years, possibly even until retirement. This doesnt mean people would never leave. They may have to unpack a short tour or go for planning, but then they would return to the same base. This would allow families to build equity in homes, children could stick in the same schools, and spouses could keep their own jobs and careers. The eight-day notices of deployment would also go against members time to complete or make arrangements for their continued education.The military strives on professional military education and provides excellent reimbursements for those who choose to further their education. It has become almost mandatory to have a whelms class to make Lieutenant Colonel and Colonel, with approximately 98 percent of those selected having a masters degree. The medical checkup issues concerning Tricare are being looked at for possible changes for the better, along with increasing re tirement benefits. The military is trying to improve Tricare to match the level of care authorized by the federal official Employees Health Benefit computer program (FEHBP).If done, the cost share should cost the military beneficiary no more than those insured by FEHBP and should include, as a minimum, preventative care, dental care, and a universal (including mail-order) prescription drug service. The military retirement system has changed deuce-ace time, and each time decreasing the benefit. It was last changed in 1986 and now only provides retirement pay based on 40 percent of the high trey years of base pay. The issue is still in debate as whether or not to increase the retirement benefit back to 50 percent of base pay.This is a major issue in deciding whether to leave the military or to stay in longer and is also an issue when recruiting. In 1981, by way of the Department of defensive structure Appropriations Act, U. S. sexual relation mandated that the Military Services , at least annually, provide each member a significant statement of total compensation, so that the member fully considers total compensation when making career decisions. The Department of the navy blue, in particular, has established the Personal Statement of Military Compensation (PSMC).PSMC is a long term Navy project to give members, at least once a year, a summary of total earnings as an active duty member of the U. S. Navy. The total is made up of cash pays, allowances, and bonuses. The allowances include such things as on-base housing and meals, and benefits include commissaries, exchanges, and hospitals, as well as future benefits such as retirement pay and social security payments. Navy leaders support wholeheartedly the effort to get the full compensation story out to current and potential Navy members thereby bring to the success of Navy retention and recruiting programs.With technological advancements growing, the military faces another problem with retention. guard ian channel is necessary for essential positions of the military, in which members may choose to leave for whatever reason. One remedy put in place by the U. S. Office of Personnel Management is the Y2K Assistance for Agencies. This plan deals with recruiting and retaining Information engine room Professionals. The Office of Personnel Management states in their bulletin under agency-based flexibility, the subroutine for retention allowances. It is stated that agencies have discretionary authority to make continuing (i. . , biweekly) payments of up to 25 percent of basic pay to mortal employees and of up to 10 percent of basic pay to a group or category of employees based upon a determination by the agency that (1) the outstandingly high or unique qualifications of the employees or a special need of the agency for the employees services makes it essential to retain the employees and (2) the employee or a significant number of employees in the targeted category would be probable to leave the Federal Government (for any reason, including retirement) in the absence of a retention allowance.Retention allowances must be paid in accordance with the agencys previously established retention allowance plan and must be reviewed and certified annually. Retention allowances are subject to the aggregate limitation on total pay, which is currently $151,800. Another retention technique, and also a way to increase general morale, is by distributing performance and incentive introduces.Agencies within the military have discretionary authority to grant an employee a lump-sum cash award based on a Fully Successful or better rating of record or in recognition of accomplishments that contribute to the efficiency, economy, or other improvement of Government operations. Awards can be tied to particular(prenominal) achievements such as meeting milestones that are identified as part of the work needed to achieve Year 2000 conversion goals. Cash awards do not increase an employe es basic pay.Awards based on the rating of record can be up to 10 percent of salary, or up to 20 percent for exceptional performance, provided the award does not drop dead $10,000 per employee. On January 5, 1999, at a hearing of the Senate Armed Services Committee, Air Force Chief of Staff Gen. Michael E. Ryan called for an additional $30 billion more in Air Force pass bying dedicated to the keenness program over the next five years. This was in addition to the Presidents already proposed injection of $110 billion into the Pentagons budget for the adeptness program to boost mission capability rates.The service chiefs also urged Congress to press ahead with the Presidents previously announced FY 2000 overall 4. 4 percent pay raises, additional targeted pay raises for mid-grade officers and noncommissioned officers and renovation of retirement benefits to 50 percent of base pay for 20 years of service. This confirms to current and potential members of the military that programs a re in place to kindle overall qualities of the military life. According to the U. S.General Accounting Office, more than 30 percent of first term sailors and Marines do not complete the first term of service, many for reasons that relate to poor screening rather than quality of life issues. Although quality of life issues are still considered among the most important when discussing retention, the most useful future research on quality of life issues should connect both objective and subjective variables to militarily relevant outcomes. Issues such as actual retention, on-the-job performance, and overall duty performance, and ultimately readiness and combat performance need to be looked at.Currently, only a part of the quality of life research makes the connection between the inputs and these outcomes. Most of this research has focused only on retention. Researchers need to use or to sustain metrics that indicate the fighting effectiveness of the military, and then to identify wh ich quality of life programs influence these measures of effectiveness. This, along with more funding, and awareness of military life and its qualities will enhance the future of the military. The data collected came from a artless survey (Appendix A). In all, 114 surveys were collected over a period of 12 days.There was not a particular target group, as the retention problem appears to be spread among service members of all ranks. The only banner was that respective(prenominal)s had to be at least half way through his/her first enlistment or period of obligated service. This would have given them ample time to be exposed to military life and form an belief as to whether they would continue serving in the military. Some of the individuals say the survey seemed reluctant to provide their name, especially when they read the portion of the survey concerning dis strong aspects of military service.Many questioned who would see the survey, and only filled it out after they were info rmed that the information would not be seen by anyone outside the research group. Once the data was collected, it was categorized based on branch of service and whether the individual was on officer or enlisted. Due to the proximity of bases in the area, members of the unite States Navy and Marine Corps filled out the majority of surveys. Members of the join States Air Force filled out the re primary(prenominal)der of the surveys. The Army was not represented. The results of the survey can be found in Appendix B. man the total number of surveys collected represents less than one tenth of one percent of the total number of people currently on active duty, it does provide some useful data in terms of wherefore there is a growing amount of dissatisfaction among military members. Respondents were put into one of four categories Navy/Marine Officer Navy/Marine Enlisted Air Force Officer and Air Force Enlisted. Most categories balanced as evaluate with the exception of two average a ge and average time in service for Air Force enlisted members. Both were higher than expected due to a relatively large number of senior-enlisted within the group.When asked what the ancient reason for joining the military was, sixty-two percent (62%) answered to serve my republic or some variation of that statement. Eleven percent (11%) responded that they get together to have a job or career. Ten percent (10%) answered that they joined because of the opportunity to travel, while an additional ten percent (10%) said they joined as a means toward receiving a higher education. Relating these responses to Maslows Need Hierarchy, it can be said that military service, in some way, for some people, satisfies one or more of those needs.Service to country, making what they feel is a meaningful contribution, satisfies the inner need for self-actualization. The military is often viewed as a log-term shipment or even life-long career, with a high degree of job security. Although there hav e been numerous reductions-in-force (RIFs) over the years due to a steadily declining budget, the military is still seen as an organization where its members can stay for as long as they desire. This, according to Maslow, would satisfy the need for security.The opportunity to further ones education and to travel fulfills the need for self-esteem. Ever since the disconnection War, the publics opinion of those in the military has risen significantly in the favorable direction. All of these contribute to positive feelings by military members and help satisfy the need for self-esteem. When asked which aspects of military service were most satisfying, the most common answer, by far, was making friends. Again, when relating this to the Need Hierarchy, the social need is the only one that cannot be met by an individual.It is reasonable to assume that this need is important because of the unique type of demands military service puts on a family. The majority of service members have to re- locate, on average, each three years. This equates to a clean home, new jobs, and new schools for bothone. Even though a service member exponent choose to serve 20 years, he has more than likely moved at least 6 times, unlike his civilian counterpart, who in 20 years may have never moved once. The second most common response regarding satisfying aspects was the opportunity to travel.Again, moving every 3 years, gives personnel ample opportunity to live in a variety of locations both stateside and abroad. There are many bases throughout the world. acquiring situationed in some of the more desirable areas certainly makes the idea of relocating easier. If an individual is assigned to a deploying unit, he/she can expect to go to different areas, as required, for duration of a few days to as long as six months. This is not always seen as a satisfying aspect and the negative side of this will be discussed later.Also, certain perks such as the use of Air Mobility Command (AMC), provid es the ability to travel all over the world on a space available bottom with little or no cost to personnel. We also asked military personnel what the three most dissatisfying aspects of being in the military were. Due to the differences in military branch, rank, time in service, and age, we received a variety of reasons. like any other survey we received some questionable responses, such as not being able to smoke pot (marijuana) and having to brook a uniform everyday. At times it was hard to distinguish whether these responses were serious.On the other hand, we also received many valid reasons. From the results of the 114 surveys we got back, it was determined that the three most common dissatisfying aspects of being in the military were family separation, poor leadership, and erosion benefits. Family separation is of great concern for the majority of military members, particularly those who are married. Military members can be assigned permanent change of station (PCS) orders unaccompanied (without spouse or other dependents) for up to 15 months or they can be sent to numerous short notice deployments.Whether they are Navy, Marines, or Air Force, they are sent away from their families an average of 40% to 50% percent of the year. Some examples of these separations were provided on the additional comments section. For Navy personnel, they had to be away from their families for approximately 6 months in order to fulfill their ship/sea duty as required by the Navy. In some instances, such as for pilots, they were re-deployed from the carriers to different locations for unspecified lengths of time. For Marines, they were also tasked for numerous deployments through out the year without knowing how long they would be gone.The Marine pilots were also in the same position as the Navy pilots, as they usually train together on aircraft carriers. For Air Force personnel, the situation was similar. numerous deployments throughout the year to different bases, such as Southwest Asia, which are at least 4 months long, seem to be very un normal among military members. These deployments are usually to remote places half way most the world where living conditions are very poor. Some locations dont even provide individuals a way to communicate back to their families. These situations take a toll on marriages.Several surveys indicated that these types of constant deployments contributed to military members being divorced at least two or three times throughout their military careers. For single military members, being away from their home stations also made it impossible for them to go home on leave to visit their families. Many of the young, single enlisted members said it was difficult not to be able to go home for holidays, but rather having to spend them alone at deployed locations. In some instances, it was impossible for military members to go home at times of emergency, such as severe distemper or death of an flying family member.These sit uations are hard enough and family separation only makes them more difficult. There are numerous reasons why deployments or unaccompanied permanent change of stations (PCSs) can cause hardships on military members but the main dissatisfaction is family separation. Poor Leadership is another fashionable dissatisfying aspect of being in the military. Just like any organization, you are going to have a few managers/leaders that are not very popular among employees. In the military, managers or leaders are appoint differently than in traditional civilian organizations. Supervisors or leaders are appointed according to rank.For example, if somebody is newly appointed to your section and he or she is the highest- ranking person there, they are usually the ones in level of the section. For this reason, you might get a good leader that knows how to treat people and take care of business, or you might get the micro-managing leader that is just looking out for him/herself in order to get a promotion or favorable evaluation. This type of leadership is found in every position throughout the military. It can range from ones immediate supervisor, to shop chief, flight chief, section commander, squadron commander and so on.Since one of the main goals of every military member is to achieve the highest rank possible, criticizing or speech production out against poor leadership can be detrimental to ones career advancement. One of the main complaints about leadership, according to those answering the survey, is that leadership does not remain constant. People, usually those in leadership positions that are trying to get a check in the block for the next promotion, can be assigned to a duty station or duty section anywhere from one to three or more years. These leaders usually try to quick-fix existing problems or they leave them for the person replacing them.This results in work sections getting a mix of counselling styles. The assigned personnel that remain are the ones that have to endure this. They might get good leaders for short periods of time and then have them replaced by bad leaders and so on throughout their assignment. Yet another example of poor leadership, according to surveyees, are those who brown-nose or suck-up to leaders in the organizations. These are leaders that are afraid or not willing to make suggestions to superiors on how to fix organizational problems. They would rather blindly do as their superiors tell them.These leaders or politicians, as stated before, are just looking out for themselves. Eroding benefits was the third base most common dissatisfying aspect of being in the military. According to those career military members that have been in over ten years, military benefits have been cut back drastically over the past few years. Those members that joined the military within the last few years do not have the same benefits that those that joined over ten years ago do. For example, the amount of retirement pay after 20 years of service is 50% of base pay for those that joined prior to 1986 and 40% for those that have joined since.Another major complaint is that medical benefits and the quality of medical care have been decreasing every year. Another source of dissatisfaction is that training opportunities or assignment preferences are not available anymore. Some personnel feel stuck in certain locations, and it denies them one of the major reasons for joining in the first place an opportunity to travel. While some personnel enthral the stability of not having to move as much, there are many who like to move at the end of their tour and move on to another location.Military members see cutbacks as the major reason for change magnitude family separation, decreasing benefits, and the development and advancement of poor leaders. Over the last several years, the military has gone through a massive downsizing. This resulted in having to incessantly do more with less. The operations tempo of many fly ing squadrons increase and due to under-manning, assigned personnel has to constantly go on deployments. Promotions are now harder to come by because now there are many people competing for fewer positions. The cutbacks in the military budget have caused the destruction of many military installations around the world.Military members viewed many of these installations as benefits because they were considered popular assignment preferences. These assignments were in popular spots around the world that were, for some members, reason to join the military in order to get there. There are various reasons individuals are deciding to voluntarily leave the military. disdain relatively high job security and increasing monetary incentives, many do not feel this is compensation enough to have to endure the increasing hardships put upon them. What can the military do to retain personnel?The government must start by addressing the numerous quality of life issues that military members currently face. Merely offering more money to people will entice some to stay, but the reason most people joined in the first place had nothing to do with money. It is a well-known fact, verified by numerous studies, that a pay gap exists between military members and what would be considered their equivalent civilian counterpart. Until these issues are addressed and personnel start to see a real change in operations and personnel tempo, the military is going to continue to see good people leave its ranks.